Gary Hilson

If you want to unlock your car with your smartphone, there’s an app for that, but digital keys for vehicles are not without their risks. The emergence of digital keys comes at a time when car theft is on the rise in Canada. According to the latest…

This article has been updated from a previous version. When buying a house, especially for the first time, it’s easy to confuse the concept of your deposit with your down payment. Both require paying substantial sums of money and must be accounted…

Like it or not, the Canadian winter is coming. And if you’re not prepared to drive through wet, slippery roads or through a snowstorm, you can end up in hot water. Getting ready for winter driving keeps you and those around you safe. Moreover, taking…

What is Family Protection Coverage? Family Protection Coverage is an optional rider you can add to your motor vehicle insurance to protect you and eligible family members. It applies in the event there’s a collision that leads to injury or death with…

It’s almost a cliché to say that your car is a computer on wheels – today’s vehicles include processors, memory, storage, and networking to support all sorts of features and functions. All these components are vulnerable to nefarious threats. Just…

If one autonomous vehicle (AV) collides with another, who is at fault? And what impact does it have on the drivers’ auto insurance premium? While this scenario might seem far-fetched, many new cars already have semi-autonomous features that can…

With travel restrictions easing, the surge in people wanting to travel has led to trip disruptions and cancellations. Being stranded at the airport or stuck at home is not what you’re expecting when planning a fun getaway. And if you make it to your…

This article has been updated from a previous version. Many factors determine your auto insurance premium. Just as your driving record is a predictor of what claims you may end up making, your claims history has a great deal of impact on how much…

This article has been updated from a previous version. No one wants to hit an animal, small or big, on the road with their car. At the very least, a collision with wildlife could cause damage to your vehicle. But it could also lead to a…

This article has been updated from a previous version. The terms “insurance agent” and “insurance broker” are often used interchangeably, but there are key differences between the two that matter when looking for an affordable auto insurance policy.…

If you think a speeding ticket raises the cost of your auto insurance premium significantly, wait until you see the impact of a driving-related criminal conviction. While going slightly over the speed limit will have garner you a ticket, driving more…

Returning to your car in a parking lot after a visit to the mall to find someone’s dinged the side of your car with their door can be as deflating as a flat tire. If you’re lucky, the person who doored you while parked in the next spot realized they…

This article has been updated from a previous version. This year, Halloween is a little different because of the COVID-19 pandemic; however, trick-or-treating can go ahead in Ontario. Parents have new considerations and safety measures to bear in…

You filed a claim with your auto insurance provider after an accident. The repairs covered by your policy are done. But you’ve since found more damage that you think may be related to the collision. What do you do? The good news is that it’s not…

When determining your auto insurance rate, an insurance company will take a lot of information into consideration, including your driver’s licence history. While the information in a driver’s licence history may vary from province to province, it…

Manufacturers are required to send out recall notices to each car owner. However, if they don’t have your current contact information or you are the second owner of the vehicle, you may not get notified.Buying from a dealer registered with the…