Kevin Johnston

There was a time when "strong leadership" conjured up images of a general marshaling the troops with stern directives and threats while devaluing or even humiliating those who underperform. Those days are gone. The new leadership paradigm is based…

If you think you may have a tax refund coming, you can take steps to increase it by investing it. By choosing an investment vehicle for the money, and opening an account now, you can turn your tax refund into a wealth-boosting asset. Add to or Start…

Investing requires a level head and firm decisions. A disciplined investor is much more likely to succeed than someone who puts money into the market without a plan. But even the best investors make big mistakes. These mistakes can ruin even a good…

Many people think that hackers only target large corporations. Every few months, a headline comes out about a big company that has lost millions of names and addresses, or worse, millions of dollars. This focus on major companies can lull small…

People who buy investment properties often talk about return on investment (ROI) and cash on cash return (CCR). Some mistakenly use the terms interchangeably. Both figures are important, so you need to know how to calculate them. Then you need to…

Ethereum has become a serious rival to Bitcoin because it has managed to differentiate itself in the marketplace. That is because Ethereum is a specialty cryptocurrency, created for specific purposes Bitcoin does not serve. Bitcoin is intended…

Litecoin Litecoin has been holding its own against heavyweights like Bitcoin and Ethereum. That may be partly due to the low cost of payments to any merchant or customer in the world. Like Bitcoin, Litecoin is decentralized. There is no…

There is a Chinese saying that goes, "The best time to plant a tree was 20 years ago. The second best time is now." This is true of retirement savings as well. No matter when you should have started, your best choice is to start now. Why? Nearly…

Many people think about a diversified portfolio of investments as a means to protecting assets. In addition, they may create trusts to preserve wealth when it is passed on. However, many overlook the value of insurance as an asset-protection tool.…

When the markets wobble, there are two kinds of investors: those that duck and run and those that rise and shine. In other words, many people seek safety while others see a chance to prosper. This is why the debate over gold vs. Bitcoin continues.…