Kevin Johnston

Whether you’re looking to make money or save money, Neighbor.com can help you out. This storage service helps people rent out their extra space and provides inexpensive storage for those looking for places to keep items they aren’t using. Neighbor…

Trim is a bill negotiation service that can help you save money on recurring fees and subscriptions, as well as cable, internet, and phone bills. Trim offers other features but saving money on bills is the primary attraction. Trim Given the low risk…

How these two major credit bureaus work Experian and Equifax are the two largest credit bureaus in the United States. Both companies collect credit information on individual consumers, which they sell to lenders and others. Lenders, in turn, use the…

Your business credit score is much like your personal credit score. It’s a rating of how likely your business is to pay its debts and its bills on time. Good business credit is vital in getting business insurance, small business loans, and supplier…

A Certificate of Deposit or CD allows you to deposit money for a fixed period of time in return for a higher interest rate than you’ll get from a regular savings account. A CD ladder allows you to gain that higher interest rate without the risk of…

An upside-down car loan (also called being underwater on your loan or having negative equity) means your loan balance is higher than your car’s value. Ending up upside down on a car loan is easier than most people think. If you struggle to make your…

Almost everyone needs a savings account. That doesn’t mean you should keep all your money in one. As your financial life gets more complicated you’re likely to need one or more of these alternatives to savings accounts. If you’re simply looking for…

LegalZoom provides people with legal expertise when they need it, regardless of who they are or how much money they have. It has leveled the playing field by offering services that are much less expensive than hiring a lawyer. Though LegalZoom is a…

Payday loans are often a financial disaster to start with. These loans have extremely high interest rates and are designed to trap borrowers in a cycle of debt. Payday loan scams target these vulnerable borrowers, who are often already under deep…

When you want to get control of your finances, you can start by taking a look at your present expenses and income. Although it may seem as if these things already are already, there is some short-term planning you can do. By taking a fresh look at how you spend what you earn, you can make some new choices that make ...

The best way to exchange large sums of money is using a method such as wire transfers that leave a paper trail of the transaction for your protection.

How to Send ACH Payments for Free. ACH means Automated Clearing House. All you need to know about ACH is it enables you to make free payments online for utilities, credit cards, insurance premiums, even money you owe to individuals. ACH payments go through your bank, so they offer security as well as convenience. Move ...

You may have heard that “we are in a bear market.” It is essential to know what that means and understand the implications for your investments. Should you just hang on? How to invest during a bear market? Are there moves you should be making? What…

FinMasters content is free. When you purchase through referral links on our site, we earn a commission. Advertiser Disclosure If you know or suspect that you are the victim of identity theft, you must take action immediately. You can minimize the…

Brigit is an app offering several features, including the following. Budgeting toolsCash advances up to $250Automatic advances to prevent overdraftsCredit-builder loans This review will focus on the credit-building feature, but you’ll want to be…

FinMasters content is free. When you purchase through referral links on our site, we earn a commission. Advertiser Disclosure Education can help you build new skills and earn valuable new credentials. Formal education is often very expensive, but…

Introduction to self-management Self-managing residential and apartment properties is a big step to take, but it can be done. It is vital to understand the reasons why self-management may be more advantageous than using a property management…

Many people think about a diversified portfolio of investments as a means to protecting assets. In addition, they may create trusts to preserve wealth when it is passed on. However, many overlook the value of insurance as an asset-protection tool.…

The HUD secretary runs the Department of Housing and Urban Development, often called HUD, which assists U.S. communities in providing fair and equal housing. The HUD Secretary oversees many programs that mostly deal with helping low-income families…

Companies in the consumer discretionary sector sell goods and services that are considered non-essential, such as appliances, cars, and entertainment. Prominent examples include Home Depot Inc. (HD), McDonald's Corp. (MCD), and Nike Inc. (NKE).…