Sarah Brodsky

What is the average credit score? The answer isn’t so simple. Learn more about average credit scores and how many scores you have.

The average real estate agent commission is 5.70%, which is typically split between the listing and buyer's agents. See current rates, who pays, and how to n...

Student loans add to your credit history and can also affect factors like your credit mix. Here’s how.

Seller concession limits vary by loan type — from 3% to 9% for conventional loans to 6% for FHA. Here's exactly how much you can ask for and how to make the...

When a seller offers concessions, how you use them matters as much as the amount you get.

Not sure whether to choose a temporary or permanent rate buydown? Here's how 2-1 buydowns and discount points compare, including what they cost and who pays.

Missing a mortgage payment can have serious consequences. Learn how to avoid it or fix it after the fact.

Buying a house after bankruptcy. Here's your bankruptcy recovery plan.

Even with a fixed-rate mortgage, your payments can change. Here's why.

There are special rules when you buy a home from a close friend or family member.

Lenders can demand immediate, early repayment of your mortgage. Learn how to avoid it.

Don't derail your home loan. Conditional mortgage approval isn't a real approval until you finalize it.