Kevin Payne

A debtor is someone who borrows money, usually through a loan or credit card. Our guide details your rights and responsibilities as a debtor.

Learn how to teach kids about credit and debit cards to help with their financial literacy. Choosing the right card depends on their age and spending needs.

Budgeting is a great way to take control of your money. Here are 13 of the best budget apps that will help you achieve your goals this year.

Teaching children financial literacy should start as soon as possible. Here’s how to navigate the money talk for kids and what you should discuss.

With the rise of electronic payments, turning your coins into cash might be difficult. Follow our guide to convert your dusty, loose change into better legal tender.

Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.

Natural disasters can lead to all kinds of damage, including to your credit and finances, but there are steps you can take to minimize financial damage before a disaster strikes, and speed recovery after.

The Fed recently raised interest rates, and more hikes may be coming soon. Learn what to do (and not do) when there is a rate hike.

Sometimes you need to use your emergency savings. Here are five signs that might mean it's time to dip into your emergency fund.

Several factors affect interest rates offered by banks and lending institutions. Learn more about how interest rates are set and what causes them to change.

While it feels good to lend money to friends and family, it can also put a strain on your relationship and may cause more harm than good.