Josh Patoka

Debt consolidation can simplify your payments, reduce interest, and shorten your payoff plan.

Personal loans have fixed interest rates, predictable monthly payments, and require no collateral. Learn how to qualify and compare your options.

How personal loans work, how to qualify and how they affect your credit score. Clear guides from application to payoff.

How to cut your cell phone bill by $1,100 yearly—compare plans, data, and perks to save more without sacrificing coverage.

If you live in Colorado and are a first-time home buyer, you might be eligible for a variety of mortgage programs at the state and local levels. If you qualify, you could receive loans and grants to help with down payment and closing cost requirements even if you don’t have perfect credit or extensive cash […]

My gold vs crypto comparison helps you decide the best asset for your portfolio. Both assets have outperformed stocks recently with different rewards and risks.

Making extra money doesn’t require getting a second job or having advanced skills. You can make $20 fast even on a limited schedule.

The American Express Gold Card is geared towards millennials who spend on dining, supermarkets, Uber, and more. But is the Amex Gold worth it?

The great 100k Chase Sapphire Preferred bonus is back for a limited time. You can earn 100,000 Ultimate Rewards!

A cold wallet is the most secure way to protect your private keys. Find out how to safeguard your taxable and tax-advantaged crypto with offline cold storage.

Many personal finance apps specialize in specific tasks like saving money, earning a high-interest rate, paying bills, and potentially earning spending rewards. Finding one platform offering both banking and investing accounts can be challenging. That's not the case with Albert. This Albert app review dives into the various features that can help improve your finances. The post Albert App Review: An All-in-One Banking and Investing App? appeared...

I compare Bitcoin IRA vs. iTrustCapital for the best investing choices, account types, fees, tools, reputation, and more. Pick the winner and easily buy crypto.

Compare account types, investment options, and fees with my Digital Trust review. Open individual and business crypto retirement accounts within two weeks.

Deciding whether the Visa Platinum or Visa Signature is the better option for you is easier when you know what cards fall into each category.

Hilton Honors isn't a Chase Travel transfer partner. But this trick can transfer your Chase Points to Hilton Honors.

A managed crypto IRA lets you earn tax-advantaged gains with less work than self-managed IRAs. My BlockTrustIRA review analyzes this innovative method & risks.

Staking crypto helps you earn recurring income without constant trading. You can start earning competitive rewards with as little as $1 and without high fees.

LTO! New cardholders can get the Venture Rewards signup bonus worth up to $1,000 in travel. Also, JetBlue is a Capital One partner.

Use this BitGo review to open custodial and self-custody wallets. Compare secured storage options, trading tools, and insurance coverage for crypto traders.