Janet Berry-Johnson, CPA

Learn about Mississippi first-time homebuyer grants and loans. See details on MS first-time homebuyer down payment assistance, requirements, tax credits and more.

Learn about Alabama first-time homebuyer grants and loans. See details on AL first-time homebuyer down payment assistance, requirements, tax credits and more.

Virginia FHA loan limits vary by county, from $524,225 for single-family homes in most areas to as high as $1,209,750 in more expensive metro areas.

New Jersey FHA loan limits vary by county, from $524,225 for single-family homes in most areas to $1,209,750 in more expensive metro areas.

Veterans United is a good choice for veterans and military families because it offers competitive rates, zero-down payment options and personalized service.

Wintrust Mortgage is a good choice for buyers who want multiple lending options for their primary or second home or investment property.

How much mortgage debt you have and how you used the loan proceeds determine whether you can deduct the interest paid on a home equity loan. Learn more about how it works.

A cash-out refinance on a paid-off home allows you to borrow money for home renovations or other purposes, but it’s not right for everyone. Learn more.

An appraisal is an estimate by a professional appraiser of a home’s market value based on a comparison to other homes that recently sold in the area.

Loan underwriting is when a lender assesses the risk of loaning you money and decides whether — and how much — money you can borrow.

A cash-in refinance lets you pay a lump sum toward your principal balance when you refinance, which could make you eligible for a lower rate.

When you apply for a mortgage backed by the Federal Housing Agency, FHA loan limits place a cap on the amount you can borrow.

FHA home loan requirements apply to both the buyer and the home that’s being purchased. Understanding those requirements may help you figure out if you — and the property you want to buy — will qualify.

Navigating the home loan approval process can be easier when you understand the process. Simplify your path to homeownership with our expert insights.

For generations of middle-class Americans, homeownership has been a significant rite of passage to adulthood. After all, mortgage payments are often cheaper

If you’re interested in how to buy a house at auction, here’s how to find and research properties and what to expect from the bidding process.

Researching first-time homebuyers programs can help you qualify for a mortgage and become a homeowner.

It’s a bit tougher to refinance a rental property than a property you live in. Credit score and other requirements are usually stricter.

Deciding between home equity loan vs HELOC? Learn the difference between the two and when you may want to choose one over the other.