How many of us have thought about having a Plan B for our business if something unexpected happens? I brought up this issue and several other related questions in my interview with Lisa Landry, a Massachusetts and Rhode Island estate planning and…

When you are a military spouse and a small business owner, it's not uncommon to have your personal and business lives overlap. For many of us, having a flexible line between life and work is the only way we can keep all the balls in the air. It's…

Got numbers? If you tried to make a commercial about the financial services industry in the United States, this might be where you’d start. It seems like anyone with a laptop and a calculator can call themselves a “financial consultant.” However, if…

Oh, the Elevator Speech! At some point in our entrepreneurial journey, we are told we must develop, refine and utilize our specific Elevator Speech if we are to get people to understand what our business does. If you haven’t heard of this term…

Whether you are just starting up or you are deep in the trenches of a growing business, the day to day operations of any business can be all-consuming. With a significant amount of time and effort needed to manage all the moving parts of a successful…

Shorter Version Est. Reading Time: 3 Minutes There are two things in life that can’t be avoided. One of them is taxes (I bet you already know what the other thing is). Before you became an adult you probably heard your parents or other adults talk…

Shorter Version Est. Reading Time: 1 Minute Financial Therapy is an emerging field within the realm of mental health practices. The profession has been growing ever since the Financial Therapy Association was founded in 2008. Most practitioners are…

Shorter Version Est. Reading Time: Less than a Minute Recently The Washington Post published an article about a $1,000 tip that a waitress in Florida recently received from a famous basketball player. In this case, it was the size of the tip rather…

Shorter Version Est. Reading Time: 1 Minute If you were to see an advertisement offering tax-free money as long as you were willing to stay at home and quarantine yourself, it would be understandable that you might be a bit wary of such an offer. In…

Shorter Version Est. Reading Time: 1 Minute In this new environment, complete with social distancing, managing school/work from home, and the stock market taking a nosedive, you may wonder if you’ll get financial relief for student loan debt. The…

Shorter Version Est. Reading Time: 1 Minute Inflation is going up at least 2% a year. Your wages, however, are staying the same or maybe getting an annual increase of 0.5-1%, if you’re lucky. When this type of scenario happens, it means your…

Shorter Version Est. Reading Time: 2 Minutes Several years ago, my husband and I walked into a local auto dealership to purchase a “newer” used car. Before our journey to the dealer, we had made sure to be preapproved for an auto loan by our bank.…

Shorter Version Est. Reading Time: 1 Minute There it is in the pile of mail. It’s the envelope from the company that services your federal student loans. Inside, a statement of what you owe. It has been six months since graduation which means your…

Shorter Version Est. Reading Time: 1 Minute So you’ve taken the plunge and looked at your credit score. The number, you discover, is less than optimal (less than 700) and you are not a happy camper. How can you try increasing your credit score?…

Shorter Version Est. Reading Time: 1 Minute Debt. It’s only a four-letter word but it’s a big one for most of us. Being in debt can affect our health, our relationships, and our ability to create financial security. In their 2018 Financial Capability…

Shorter Version Est. Reading Time: 1 Minute “Fed survey shows 40% of adults still can’t cover a $400 emergency expense” and “Here’s Some Money Advice-Just Buy the Coffee” have very different messages. One wants us to be alarmed at how little we save…