Policyholders seeking a range of life insurance options, especially with the flexibility of 18 different term life insurance lengths, might consider Corebridge Financial (previously AIG Life & Retirement) as their company of choice. However, those who prioritize face-to-face interactions with local agents might want to explore other providers.
Corebridge Financial life insurance
Corebridge Financial holds a 4.0 out of 5.0 Bankrate Score — thanks in large part to its broad mix of policy options and strong financial footing. Whether you're just beginning to build your family or you're enjoying your retirement years, there's a chance you might find a policy that aligns with your specific needs. Corebridge Financial's diverse selection caters to different life stages and priorities, but it's important to evaluate how each option fits into your personal financial plan.
While the majority of states under Corebridge Financial see American General Life Insurance Company (AGL) as the underwriting company, The United States Life Insurance Company in the City of New York underwrites New York policies.
Coverage types and key considerations
Corebridge Financial's life insurance offerings reveal a diverse range of coverage types tailored to various needs. This section will illuminate these options guiding you toward an informed choice for your unique circumstances.
Pros and cons of Corebridge Financial life insurance
Corebridge Financial offers a solid variety of life insurance products, but it may not check every box for every shopper. While the company stands out for flexibility and no-exam policy options, recent customer satisfaction ratings show there’s room for improvement.
Pros
Corebridge Financial life insurance riders
Corebridge Financial vs. Prudential
Both Corebridge and Prudential offer a wide range of life insurance products, but their strengths differ. Prudential stands out with extensive universal life options and more than a dozen riders to tailor coverage, but it also has a below-average customer satisfaction score in the 2024 J.D. Power study. Corebridge, on the other hand, includes both term and guaranteed issue policies with simplified underwriting, making it potentially more accessible for those with health concerns. However, Corebridge also placed last in the same J.D. Power study, suggesting both may lag in customer experience.
Corebridge Financial vs. Fidelity
Corebridge Financial vs. New York Life
However, as a relatively new entity, Corebridge Financial has yet to secure standalone third-party ratings. It's also worth noting that Corebridge’s customer satisfaction scores trail behind industry averages. Therefore, while considering an insurance policy with them, potential policyholders might find it beneficial to explore multiple options and compare quotes to ascertain if Corebridge Financial aligns with their needs.
What are real-life customers saying about Corebridge Financial?
To get a better sense of how Corebridge Financial performs beyond the fine print, we looked at what real customers are saying on Trustpilot. These firsthand reviews shed light on the actual experiences policyholders have had — from standout service during claims to challenges with delays and follow-up. While no insurer is perfect, these voices help paint a fuller picture of what it’s like to work with Corebridge day to day.
Corebridge Financial company details
State availability
Corebridge Financial life tools and benefits
Frequently asked questions about Corebridge Financial
Bankrate Score Methodology
Our 2025 Bankrate Score considers variables our insurance editorial team determined impact policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s financial strength, product and rider offerings, availability, customer experience and corporate sustainability. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories.
Each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. Our scoring model provides a comprehensive view, indicating when companies excel across several key areas and highlighting where they fall short.