Pros and cons
Who is the Capital One Spark Miles for Business best for?
If you want to earn travel rewards from your business purchases, the Capital One Spark Miles for Business can help you fly far. It’s a great option for businesses who want to earn miles for business spending without the fuss of more complicated reward programs.
It’s also a solid choice for business travelers because of its attractive travel-related benefits. Perks include an application fee credit for Global Entry or TSA PreCheck and no foreign transaction fees.
However, if you want to eke every mile possible out of your spending, it does have the drawback of offering few ways to earn extra miles; for one, its bonus categories are limited. Plus, unlike competitive cards from Chase and American Express, you can’t really pair it with other Capital One cards — not to mention it lacks a major U.S. airline partner. But for simple earning and redeeming, it’s hard to beat this flat-rate business rewards card from Capital One.
Capital One Spark Miles for Business overview
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Recommended Credit
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Benefits of the Capital One Spark Miles for Business Card
Capital One offers two Spark Miles credit cards with different earning rates and benefits. The Capital One Spark Miles Select for Business is a no-annual-fee card that offers a lower rewards rate of 1.5 Miles per $1 on every purchase, everywhere.