One of the best small business credit card options for big spenders.

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Snapshot

4.1

Bankrate rating

Rating: 4.1 stars out of 5

Bottom line

This flagship Chase business card stands apart from the crowd by offering a chart-topping sign-up bonus, access to the Chase Ultimate Rewards program and top-tier travel and shopping protections. However, business owners with smaller budgets may have a hard time justifying the annual fee and specialized categories when other business cards — including no-annual-fee Chase cards — may provide comparable value at a similar or lower cost.

On This Page

Ink Business Preferred® Credit Card Overview

The Ink Business Preferred Credit Card appeals to business owners with a high welcome bonus and plenty of value as a top-tier business Chase credit card. Frequent travelers—whether for business or pleasure—can really take advantage of its bonus redemption value toward travel and its comprehensive travel protections. However, it offers a limited amount of boosted categories. If your business spending is more varied, you might want to consider another business credit card.

What are the pros and cons?

Pros

Its low annual fee gives business owners an affordable option for accessing generous rewards, perks and value.
It has an impressive welcome bonus that could significantly increase your earning potential during the first year of use.
Free employee cards keep this card’s cost low.
Earn a 25 percent bonus for points redeemed toward Chase travel, which can make this a lucrative card for leveraging your business spending into your travel plans.

Cons

When compared to other business cards, the welcome bonus has a high spending requirement in a short timeframe.
Beyond the rewards and free employee cards, the business-focused benefits are slim.
The bonus category rewards rate is capped at $150,000 in combined purchases per year, which restricts your earning potential if you frequently spend beyond the limit.

Why you might want the Ink Business Preferred Credit Card

A high rewards rate is the most obvious Ink Business Preferred benefit, but you’ll also be able to secure your business travel and purchases with a great suite of travel and purchase protections. These travel insurances and shopping protections are some of the best you’ll find on a card of this caliber, which makes up for the lack of other monetary bonuses and credits.

Welcome Offer: High reward with high risk

Cardholders who can manage to spend $8,000 on qualifying purchases within the first three months of opening the card can earn a 90,000-point sign-up bonus. If you redeem your points through the Chase Travel℠ portal, your points are worth $1,125 in travel purchases, but other redemption options can be more lucrative. According to Bankrate’s latest point valuations, the welcome offer can be worth around $1,800 if you maximize your redemption options using travel transfers.

A spending requirement of $8,000 in three months is a pretty steep ask, so it may not be attainable if your business doesn’t have a big budget. It may also not be worth it if you redeem it for cash back because there are other cash back business cards with no annual fee that carry bonuses valued at around $750 for half the spending requirement.

Benefits: Well-rounded protections, home and abroad

Whether your business calls for you to purchase supplies or hop on a flight, there are several travel and purchase coverage benefits outside standards like 24/7 roadside dispatch, such as:

Trip cancellation/trip interruption insurance: Pre-paid, non-refundable travel expenses, including passenger fares and hotels, can be reimbursed up to $5,000 per person and $10,000 per trip in the event of covered situations like sickness and weather.
Auto rental collision damage waiver: By paying for your auto rental vehicle with your card and declining the agency’s insurance, you’ll get primary coverage up to the cost of the vehicle in the event of theft or collision.
Extended warranty protection: Eligible purchases with U.S. manufacturer’s warranties of three years or less will be protected for an additional year.
Purchase protection: New purchases are covered for 120 days against damage or theft for up to $10,000 per claim and $50,000 per account.
Cell phone protection: Cardholders or the employees listed on the monthly cell phone bill paid by your card can enjoy up to $1,000 per claim (three claims per 12 months with a $100 deductible) in cell phone protection against covered theft or damage. The Business Preferred provides one of the best cellphone protection plans you’ll find on a credit card, thanks to its high $3,000 coverage cap per year.

Rewards: A valuable redemption options

You’ll earn 3X points on up to $150,000 worth of combined purchases within each account anniversary year on specific travel business expenses (then 1X points). The categories eligible for 3X points are:

The categories eligible for 3X points are:
Travel
Shipping purchases
Internet, cable and phone services
Advertising purchases made with social media and search engines

The card’s point values will vary based on how you redeem them, but Chase also has a 1:1 point transfer system for Ultimate Rewards points, meaning 1 point with your Business Preferred card equals 1 point or mile with several different travel partners. Business travelers should note that Chase points can translate into even greater savings with the Business Preferred card’s 25 percent redemption boost. But if you’re paralyzed for choice from Chase’s lengthy list of travel partners and travel redemption options, you can always opt for a 1:1 redemption value from cash back, making your points worth 1 cent each.

Points are only worth 0.8 cents apiece toward Amazon.com purchases using the “Shop with Points” option, so you’ll want to avoid these redemption methods.

Why you might not want the Ink Business Preferred card

The Ink Business Preferred is great for small businesses with high budgets and predictable expenses. It also has great redemption value for travel, especially when you factor in Chase Ultimate Rewards. Still, there are drawbacks like the annual fee and the high spending requirement for the welcome offer.

Perks: Not very business-focused.

When looking at the bigger picture, the Ink Business Preferred’s value is rooted in the card’s point value. Beyond this, a lot of the features are pretty standard to most travel-focused consumer cards.

The one perk that focuses only on business outside of the rewards rate is the ability to get free employee cards. Businesses can issue cards to employees who will be automatically linked to the main card limit. These cards can also have individualized limits, which can help you manage your business spending.

While great for a chance to build up rewards quicker, business owners who don’t travel often may not see enough benefits to justify the cost of holding the card.

Annual Fee: Higher than sibling cards

While the biggest fee is the card's $95 annual fee, there are also other fees to be aware of, such as the late or returned payment fee of $39. There isn’t a zero-interest offer for purchases or balance transfers, which means you’ll risk adding interest charges to your plate if you pay late. This increases the likelihood of a revolving credit balance on your card if you can’t pay it off relatively quickly. Transferring your balance to this Chase card will also pose a relatively high $5 or 5 percent fee for each transfer (whichever is greater).

Although these fees may seem light on their own, they can add up to a hefty balance that builds upon itself.

First-year value vs. ongoing value

Besides the stellar flexibility and value of the Ultimate Rewards program, the Ink Business Preferred card’s distinguishing feature is its top-shelf sign-up bonus. Very few business cards carry a welcome offer this rewarding, despite the intimidating spending requirement. This makes your first year with the card extremely valuable compared to the following years and to other cards with a similar annual fee.

The downside is that the Ink Preferred doesn’t carry any annual credits like some other cards do, so you can only offset the annual fee by accumulating rewards. Still, this shouldn’t be too difficult for most cardholders since the 3X bonus categories reward various business expenses. The Ink Business Preferred is certainly worth it, though, since the annual fee is easily recouped by spending at least $212 per month in those boosted travel categories.

We’ve calculated that the average business cardholder* should earn $698 in rewards value per year. This is a solid but weak payout considering that the no-annual-fee Ink Business Unlimited® Credit Card earns about $720 in cash back (after you spend $6,000 on purchases in the first 3 months) on the same budget with its 1.5 percent flat rate. However, if you plan on maximizing the Business Preferred’s 3X categories’ $150,000 yearly spending limit, you could rake in an astounding $5,625 of points toward Ultimate Rewards travel. if you plan on spending around $26,667 per year (about $2,223 per month) in its 3X categories to surpass competing cards’ average rewards potential for $1,000 in rewards toward Chase travel.

Benefits and Costs	First-year value	Ongoing value (no welcome offers)
Yearly rewards*	+$698	+$698
Welcome offers	+$1,125 (90,000 points after spending $8,000 in the first three months, redeemed toward Travel through Chase Ultimate Rewards for a 1.25-cent value)	—
Perks (of monetary value)	—	—
Annual fee	-$95	-$95
Total value	$1,728	$603

*Based on our formula used to calculate each card’s average rewards rates and average ongoing rewards value, using Bureau of Labor Statistics spending data and an assumed $48,000 yearly spend over three years ($1,325 per month).

Expert experience

If you’re a solo entrepreneur, like Bankrate writer Holly D. Johnson, the Ink Business Preferred brings a lot to love.

“My husband and I have been self-employed in the digital media space for a decade, and this has left us managing every aspect of our finances on our own. While we also have other business credit cards, we are at the point where we use our favorite — the Ink Business Preferred Credit Card — for around 90 percent of our business spending and bills. If you’re intrigued by the Ink Business Preferred, here are a few reasons why I love it.

The first reason we use this card so heavily is its bonus categories, which apply to the bulk of our business spending. Chase also makes it easy to pool your points in a single account so you can use them how you want. I use a combination of cards known as the Chase trifecta for our personal and business spending. This combination of cards also includes the Chase Freedom Unlimited®, which I use to earn 1.5X points on our personal spending that doesn’t qualify for bonus rewards. I also use the Chase Sapphire Reserve® to earn 3X points on personal travel and dining as well as 10X points on Lyft rides (through September 30, 2027).

We travel quite a bit for business, and we love the travel insurance benefits this card offers. Specifically, we benefit from having primary auto rental insurance when we rent a car for business purposes as well as trip cancellation and interruption insurance worth up to $5,000 per person and up to $10,000 per covered trip.

Another benefit of the Ink Business Preferred that I use is cell phone protection, which is applicable when you pay your cell phone bill with your credit card. I pay my phone bill with my business credit card since it’s a business expense.”
— Holly D. Johnson— Bankrate writer

How the Ink Business Preferred compares to other business credit cards

Without a doubt, the Ink Business Preferred Credit Card is one of the best credit cards for freelancers and small business owners. Along with the sign-up bonus, you can maximize Ultimate Rewards points if you spend significantly in its bonus categories. However, even though you have the potential to boost reward earnings with the Business Preferred card, other competing cards offer excellent benefits as well.

Ink Business Preferred® Credit Card

Bankrate Score

Rating: 4.1 stars out of 5 4.1

See Rates & Fees

Apply now

on Chase's secure site

Annual fee

$95

Intro offer

Earn 90,000 bonus points

Rewards rate

1X - 3X

Recommended Credit Score

Good to Excellent (670 – 850)

American Express® Business Gold Card

Bankrate Score

Rating: 5 stars out of 5 5.0

See Rates & Fees , Terms Apply

Apply now

on American Express's secure site

Annual fee

$375

Intro offer

Earn 100,000 points

Rewards rate

1X - 4X

Recommended Credit Score

Good to Excellent

Ink Business Cash® Credit Card

Bankrate Score

Rating: 4.3 stars out of 5 4.3

See Rates & Fees

Apply now

on Chase's secure site

Annual fee

$0

Intro offer

Earn up to $750 bonus cash back

Rewards rate

1% - 5%

Recommended Credit Score

Good to Excellent (670 – 850)

Best card to pair with this card

The Ink Business Preferred could be a prime travel card for business owners who take advantage of its bonus categories’ high annual spending limit. However, for those who want more versatility in their rewards, a flat-rate card or rewards could be good to pair with the Business Preferred.

Bankrate’s Take — Is the Ink Business Preferred Card worth it?

If you’re looking for a card that has a great welcome offer and a fairly low annual fee, the Ink Business Preferred is it. The rewards rate compares well with other business credit cards in the market since you don’t have to pay an exorbitant annual fee. Plus, the redemption options are incredibly valuable and versatile — especially if you travel for business.

Frequently Asked Questions

What cardholders think

Image of Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

4.2

50 ratings

80% of customers recommend this card

Score breakdown

5 stars 40%

4 stars 40%

3 stars 16%

2 stars 4%

1 star 0%

Score by category

Overall 4.2 / 5

Extra perks 4.3 / 5

Meets financial needs 4.2 / 5

Privacy and security 4.4 / 5

Customer service 4.1 / 5

Online portal or mobile app 4.3 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore Ink Business Preferred® Credit Card reviews from certified cardholders.

Search for reviews containing

Sort by Most Recent Highest Rating Lowest Rating

Anonymous Cardholder

May 31, 2024

What made you choose this card?

The sign on bonus was great

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Very cool

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I would recommend this card as it has great features

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Good customer service

Score by category

Extra perks 4 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

It is the best of all cards

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes it’s the one I use all the time

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

I feel that overall the brand as well as their values are freat

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 3 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

More debts and more fees

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

It had the best benefits for me

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

I use it everyday

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?

No I don't think so

Score by category

Extra perks 5 / 5

Meets financial needs 3 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

it is great in terms of acceptability and rewards.

Score by category

Extra perks 4 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Cause they don't need a card and I do cause I need it

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

It is a great brand

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Business recommendations

Score by category

Extra perks 4 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 3 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

It’s part of my work life.

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

It's a very useful card that always gives great rewards

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

I needed a good business credit card and I did some research and found this credit card.

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I wouldn't because it's caused problems with me

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

I use it in personal and business

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Ink Business is part of everyday life, It offers rewards in categories commonly used by businesses, like travel and shipping. It comes with a sign-up bonus and other perks that can be valuable for businesses.

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

It is a part of everyday life for business expenses.

Score by category

Extra perks 4 / 5

Meets financial needs 5 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Nothing comes to mind. I basically get cash back and don’t use any other perks.

Score by category

Extra perks 3 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I have earn an interest of 10% of my deposit last month

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

extra price and service are not good

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

The reason I chose this card is because I make lots of purchases each month for my business and the points that I accumulated from those purchases can be redeemed for cash back.

Score by category

Extra perks 4 / 5

Meets financial needs 3 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes because i often use the card to make some purchases both online and offline

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Very good customer service

Score by category

Extra perks 3 / 5

Meets financial needs 3 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I love that I get 5x points at office supply stores. Really helps to build points.

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Is is apart of my every day because of the rewards I can earn each use of the card

Score by category

Extra perks 5 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

It’s easy to apply and customer service is great.

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes this card is part of my everyday life because it's convenient, trust worthy and accepted everywhere that I shop.

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

at least the app works better

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

I've found the Ink Business Preferred Credit Card to be a valuable tool for my business. It's helped me to save money on a variety of expenses, and I've been able to use my points to book valuable travel rewards.

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

This card is not a part of my everyday life becuase it does not have as many benefits as other cards but I still use it.

Score by category

Extra perks 4 / 5

Meets financial needs 3 / 5

Online portal or mobile app 4 / 5

Customer service 3 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I think this card has a big problem when it comes to customer service. Not only was the person rude but very unprofessional. Seemed like they hire anyone.

Score by category

Extra perks 3 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 3 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

I've found the Ink Business Preferred Credit Card to be a valuable tool for my business. It's helped me to save money on a variety of expenses and I have been able to use my points to book valuable travel reward

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Savings

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Great car for my business liability expenses

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes because I use it everyday

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Not anymore, it was paid off and closed out. Not enough rewards.

Score by category

Extra perks 3 / 5

Meets financial needs 3 / 5

Online portal or mobile app 3 / 5

Customer service 3 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Yes I would

Score by category

Extra perks 5 / 5

Meets financial needs 5 / 5

Online portal or mobile app 4 / 5

Customer service 2 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes

Score by category

Extra perks 3 / 5

Meets financial needs 3 / 5

Online portal or mobile app 2 / 5

Customer service 3 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Love it agree to get it in the future

Score by category

Extra perks 4 / 5

Meets financial needs 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

I like everything about it

Score by category

Extra perks 5 / 5

Meets financial needs 3 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes it’s good

Score by category

Extra perks 3 / 5

Meets financial needs 3 / 5

Online portal or mobile app 3 / 5

Customer service 3 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Made easy

Score by category

Extra perks 4 / 5

Meets financial needs 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Rates

Score by category

Extra perks 4 / 5

Meets financial needs 3 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

I lovet

Score by category

Extra perks 3 / 5

Meets financial needs 4 / 5

Online portal or mobile app 3 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Credit

Score by category

Extra perks 3 / 5

Meets financial needs 3 / 5

Online portal or mobile app 3 / 5

Customer service 2 / 5

Privacy and security 3 / 5

Compare the best business credit cards

Written by

Garrett Yarbrough

Writer, Credit cards

Read more from Garrett

Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.

Edited by Senior Editor, Credit Cards

Reviewed by Former Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.