It’s hard to go wrong with a generous flat rewards rate and valuable, practical travel perks.

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Snapshot

4.9

Bankrate rating

Rating: 4.9 stars out of 5

Bottom line

This premium business travel card’s flat-rate rewards program and generous travel perks make it a lucrative option for small-business owners who want a taste of luxury travel and no preset spending limit.

On This Page

Capital One Venture X Business card overview

The Capital One Venture X Business card builds upon what made the Capital One Venture X Rewards Credit Card a valuable choice for frequent travelers and tweaks it for small-business owners. The result is easily one of the best business travel cards on the market.

It offers generous annual travel credits and airport lounge access at a relatively low annual fee. Plus, the card’s flat rewards rate makes it a solid option for businesses of all sizes because it rewards the same points on all purchases outside of boosted categories.

Rewards
- 10X miles on hotels and rental cars booked through Capital One's travel booking site.
- 5X miles on flights and vacation rentals booked through Capital One's travel booking site.
- 2X miles on other purchases
- Rewards value: Up to 1 cent per mile when redeemed through Capital One's travel booking site, and about 2 cents on average through the right transfer partner
Expert Appraisal: Exceptional
See our expert analysis
Welcome offer
- Limited-time offer: Up to 350,000 miles — 150,000 miles if you spend $30,000 in your first three months, plus another 200,000 miles if you spend $200,000 total in your first six months.
Expert Appraisal: Exceptional
See our expert analysis
Rates and fees
- $395 annual fee
- No foreign transaction fees
- 2.99 percent late payment fee of the unpaid portion of your minimum payment
- See Rates & Fees
Expert Appraisal: Good
See our expert analysis
Other cardholder perks
- $300 annual credit for Capital One's travel booking site
- 10,000 annual bonus miles on your account anniversary (starting on your first anniversary)
- No preset spending limit
- Get reimbursed up to $600 if your cellphone is stolen or damaged (when you pay your bill with your Venture X Business card)
- Up to a $120 statement credit toward TSA PreCheck® or Global Entry application fees
- Complimentary access for cardholders to over 1,700 airport lounges, including Capital One and Priority Pass lounges through the Partner Lounge Network
- $50 experience credit for eligible stays at Lifestyle Collection hotels, plus perks including room upgrades, late checkout and early check-in (when available)
- Free employee cards with customizable spending limits
- Standard account protections like $0 fraud liability for unauthorized charges
- See Rates & Fees
Expert Appraisal: Exceptional
See our expert analysis

Venture X Business pros and cons

Pros

Its flat-rate rewards program offers fair ongoing value no matter your business's size or spending habits.
It offers one of the most valuable sign-up bonuses available on a business rewards card.
The card carries a terrific mix of valuable and practical travel perks, including an annual travel credit and complimentary airport lounge access.

Cons

Though easy to offset, the annual fee is relatively high for a business card.
Unlike some cards with no preset spending limits, this card doesn't let you carry a balance, limiting its value as a financing tool.
The sign-up bonus carries a high spending requirement, which may be tough for some small-business owners to meet.

Why you might want the Venture X Business

The Venture X Business card carves out a niche in the high-end business card marketplace, delivering exceptional rewards value and travel perks at a lower cost than many luxury business travel cards.

Rewards: Ideal if you value simplicity and travel

The Venture X Business card’s rewards rates aren’t significantly better than those offered on other Capital One business cards, but could be an excellent choice if you want a simple way to earn miles on your business purchases.

Along with 5X miles on flights and vacation rentals and 10X miles on rental cars and hotels booked through Capital One's travel booking site, you’ll earn a flat rate of 2X miles on all eligible purchases. This feature should make it easy for many small-business owners to get value from the card. You won’t have to worry about tracking or enrolling in spending categories and can easily earn miles from everyday business expenses.

For travel bookings outside the Capital One portal, you can book directly and redeem miles for travel purchases made in the past 90 days, enabling you to book where you prefer while still earning 2X miles on the purchase. This flexibility could make Capital One miles more appealing than the rewards you’d earn with other issuers.

Perks: Valuable, well-rounded travel benefits

Like the Capital One Venture X card for consumers, the Venture X Business card offers valuable, practical travel perks instead of the niche credits and memberships you tend to find on other premium travel cards.

For starters, you can take advantage of up to $300 in annual travel credits for bookings through Capital One's travel booking site and 10,000 bonus miles each year on your account anniversary. Combined, these perks can be worth around $400 (if you redeem your miles via Capital One's travel booking site).

The Venture X Business Card is also one of the few business cards with complimentary airport lounge access, offering Capital One Lounge visits and Priority Pass membership through the Partner Lounge Network. In fact, the Venture X Business card’s lounge access perks are second only to The Business Platinum Card® from American Express, which includes comprehensive Global Lounge Collection access — but with a $695 annual fee. Additionally, the Venture X Business card offers travel and emergency assistance services and purchase security, including first-class cellphone protection.

Welcome offer: Ultra-valuable bonus for a business card

The Venture X Business pulls ahead of the competition with its welcome offer, which is one of the most valuable bonuses available on a business card. For a limited time, you can earn up to 350,000 miles total. You’ll earn the first 150,000 miles by spending $30,000 in your first three months, plus another 200,000 miles after spending $200,000 total in your first six months.

This is a huge increase in value from the card’s previous offer, which was already quite valuable at 150,000 miles with a $30,000 spend in the first three months. That was already more than you’d find on most business cards. The new offer is on another level.

Capital One miles are worth 1 cent each when you redeem them through Capital One's travel booking site, so 350,000 miles could be worth a whopping $3,500 in travel.

But based on Bankrate's latest credit card mile valuations, Capital One Miles can be even more valuable when you transfer them to the right airline or hotel partner. We estimate that Capital One Miles are worth around 1.7 cents when you transfer them to one of the issuer's top travel partners, so the bonus could be worth around $5,950 with the right booking.

Given that the spending requirement for the Venture X Business card's welcome offer is so high, some small-business owners may struggle to take full advantage. If you don't have many big business expenses on the horizon, a card with a lower bonus spending requirement may be a better fit.

Why you might want a different card

While the Venture X Business card’s rewards and perks should make its annual fee easy to offset, the price tag may still be too high for some business owners. The card also doesn’t carry many travel benefits and lacks redemption options compared to its competitors.

Rates and fees: Intimidating annual fee

Although the card offers plenty of practical perks and versatile rewards that make its annual fee easy to justify, you may not want to worry about a fee hanging overhead. And if you have inexpensive business needs or rarely travel, the Venture X Business card’s $395 annual fee (See Rates & Fees) may be hard to offset with rewards or perks.

Because there is no intro APR and no preset spending limit (meaning no ongoing APR either), you also won't be able to strategically carry a balance to free up cash flow or gradually reduce expenses over time.

On the plus side, there aren’t many other costs to worry about, including no foreign transaction fees (See Rates & Fees) on purchases made abroad (which is typical for premium travel cards). You also won’t have to worry about accruing interest since you must pay off your balance in full each billing cycle.

Card features: Only a few luxury and business perks

Though the Venture X Business has plenty of travel perks like airport lounge access and credits for TSA PreCheck or Global Entry, its relatively low cost requires some trade-offs.

The card lacks some luxury perks you can find on cards with an annual fee of $500 or more, such as complimentary airline or hotel elite status. The card also falls short if you’re interested in business-centric bonus categories and features, as other premium business cards boast hundreds of dollars worth of annual credits for common business purchases.

Payment flexibility: No preset spending limit, but can’t carry a balance

If you need a lot of purchasing power, the Venture X Business card may be appealing because it has no preset spending limit. The amount you can spend varies based on factors such as your credit profile and account standing. You can even increase your purchasing power through positive card activity, like making multiple payments within a billing cycle.

However, unlike some competing cards with no preset spending limit, this card doesn’t allow you to carry a balance. You must pay off the card in full every month, or you’ll face a late payment fee based on a percentage of your balance (See Rates & Fees). If you need both large purchasing power and the flexibility of an ongoing APR, the Venture X Business may not be the best fit compared to American Express business credit cards.

First-year vs. ongoing value

The Venture X Business card offers terrific first-year value via its welcome offer and some of the best ongoing rewards rates and perks available on a premium business travel card. As long as you travel regularly, this card should offer short- and long-term value.

The card’s sign-up bonus is worth more than the bonuses you’ll find on most business travel cards. The value you’ll get by redeeming the intro offer for travel bookings with Capital One is nearly enough to offset the annual fee almost nine times over.

The card’s ongoing rewards and perks also make it well worth the annual fee — you would only need to spend about $1,700 per month with your card to earn enough rewards to cover the annual fee (assuming you redeem points for travel through Capital One's travel booking site).

Based on our card rewards value methodology, with an estimated annual spend of $200,000 (enough to meet the current bonus spending requirement if you can manage it in your first six months) and a redemption value of 1 cent per mile, here's what you could potentially earn in your first year and beyond with the Venture X Business card:

Benefits and Costs	First-year value	Ongoing value (no welcome offers)
Yearly rewards	+$4,480	+$4,480
Welcome offers	+$3,500 value (after you spend $200,000 total in your first six month)	—
Perks (of monetary value)	+$469 (Priority Pass membership through the Partner Lounge Network, on par with Priority Pass Select) +$300 (Annual travel credit) +$50 (experience credit for eligible stays Lifestyle Collection hotels) +$30 (TSA PreCheck/Global Entry application credit; up to $120 every four years)	+$469 (Priority Pass membership through the Partner Lounge Network, on par with Priority Pass Select) +$300 (Annual travel credit) +$100 (10,000 annual account anniversary bonus miles, redeemed through Capital One's travel booking site) +$50 (experience credit for eligible stays Lifestyle Collection hotels) +$30 (TSA PreCheck/Global Entry application credit; up to $120 every four years)
Annual fee	-$395 (See Rates & Fees)	-$395
Total value	$8,434	$4,934

We tried it: Here’s what our experts say

Bankrate credit cards writer Ryan Flanigan uses the Capital One Venture X Business Card’s status as a charge card to his advantage.

"The giant sign-up bonus from this card was enough to practically finance an entire cruise for my family. And redeeming miles for past travel purchases on my statement is one of my favorite ways to use Capital One miles since I don’t have that feature on other cards. The travel credit comes in handy for rental cars and other out-of-the-box travel needs, the anniversary bonus helps offsets the annual fee and having no preset spending limit helps with my business needs. It more than pays for itself every year."
— Ryan Flanigan, Writer, Credit Cards

How the Venture X Business compares to other business cards

The Venture X Business card’s main draw is its well-rounded perks and rewards for a relatively low price. However, there are a few alternatives worth considering if you’re hesitant about the annual fee, you need buying power specifically for large purchases or you want the option to carry a balance.

Capital One Venture X Business

Bankrate Score

Rating: 4.9 stars out of 5 4.9

See Rates & Fees

Apply now

on Capital One's secure site

Annual fee

$395

Intro offer

Earn up to 350,000 bonus miles

Rewards rate

2X miles - 10X miles

Recommended Credit Score

Excellent (740 – 850)

Ink Business Premier® Credit Card

Bankrate Score

Rating: 3.4 stars out of 5 3.4

See Rates & Fees

Apply now

on Chase's secure site

Annual fee

$195

Intro offer

$1,000 Cash Back

Rewards rate

2% - 5%

Recommended Credit Score

Good to Excellent (670 – 850)

Capital One Spark Miles for Business

Bankrate Score

Rating: 4.4 stars out of 5 4.4

See Rates & Fees

Apply now

on Capital One's secure site

Annual fee

$0 intro for first year; $95 after that

Intro offer

Earn 50,000 miles

Rewards rate

2X miles - 5X miles

Recommended Credit Score

Good to Excellent (670 – 850)

Best cards to pair with the Venture X Business

All of Capital One’s business cards are flat-rate rewards cards, so broaden your search to other issuers if you want bonus category rewards. Consider pairing the Venture X Business with these business cards that have high rewards rates if their bonus categories match your biggest business expenses.

Is the Venture X Business right for me?

The Capital One Venture X Business offers terrific rewards and perks at a reasonable cost. Benefits like airport lounge access and travel credits are especially hard to find on business cards in this price range, making the Venture X Business a great option for you if you:

Love to travel often but appreciate value over glamor
Need a credit card without a preset spending limit
Are a small business owner looking to have a single, but powerful, rewards card

Alternative picks

The Capital One Venture X Business may not be the right choice for small business owners who don't travel often or are hoping to avoid a hefty annual fee.

Ink Business Preferred® Credit Card

Best for travel rewards for a low annual fee

Capital One Spark Cash Plus

Best for cash back on business travel

*For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Frequently asked questions

How we rated this card

50+

cards rated

700+

data points considered

10

spending categories analyzed

40+

perks evaluated

Our proprietary card rating system takes into account a mix of factors when scoring business credit cards, including each card’s rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more.

We analyzed over 50 of the most popular business credit cards and scored each based on how its key features stacked up compared to those of other cards in its category.

Here are some of the key factors that gave this card its score:

What cardholders think

Capital One Venture X Business

4.4

49 ratings

85% of customers recommend this card

Score breakdown

5 stars 63%

4 stars 22%

3 stars 8%

2 stars 2%

1 star 4%

Score by category

Overall 4.4 / 5

Extra perks 4.1 / 5

Privacy and security 4.2 / 5

Customer service 4.3 / 5

Online portal or mobile app 4.3 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore Capital One Venture X Business reviews from certified cardholders.

Search for reviews containing

Sort by Most Recent Highest Rating Lowest Rating

Anonymous Cardholder

May 31, 2024

If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?

It's worth it. It's accepted everywhere , great price protection, great customer service

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Reliable, trustworthy, great customer service and support, easy to use, would recommend for businesses as accepted everywhere

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

If this card had an annual fee, do you feel it was worth it? What card features and benefits helped you offset the cost?

It's worth it depending on the amount of fee

Score by category

Extra perks 5 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I am new so have not received any benefits yet.

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I would recommend it to friends that have a business because it is easy to use. I can easily access my account info at any time. The customer service is pretty good.

Score by category

Extra perks 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

it is fast to earn points and easy to redeem

Score by category

Extra perks 4 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

i used the rewards to get travel benefits

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

My company chose it for me

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

They have a good rate and you earn rewards easily and they are generous

Score by category

Extra perks 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Best offers

Score by category

Extra perks 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

nice

Score by category

Extra perks 3 / 5

Online portal or mobile app 5 / 5

Customer service 3 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

It is so helpful to my business and it helps me when tax time comes around

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

My experience with it has been incredibly positive. The app is very smooth and info is easy to.understand.

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

This is because it allows me to pay on time with also gaining intrest

Score by category

Extra perks 2 / 5

Online portal or mobile app 4 / 5

Customer service 2 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I never pay for air line tickets because i use the points. I travel a lot

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I was able to reward my company because of the rewards I earned.

Score by category

Extra perks 5 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

I liked the points that come with it.

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I definitely would recommend this to friends and family

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes I use it to do most of transactions and online billings

Score by category

Extra perks 5 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

The only way I would get a good deal is to buy a used car for a good price but I don’t think it’s going anywhere in my opinion

Score by category

Extra perks 4 / 5

Online portal or mobile app 2 / 5

Customer service 5 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Great experience I love everything they have to offer

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

Yes, I use it to buy, business expenses

Score by category

Extra perks 4 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I would recommend it

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I love my card because I am earning reward cash every purchase while building and maintaining my good credit!

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I think it’s cool and it’s very helpful

Score by category

Extra perks 4 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Not expensive fee

Score by category

Extra perks 3 / 5

Online portal or mobile app 4 / 5

Customer service 2 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

This is the card that gives me the most rewards with the most features and perks.

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I earned more benefits from this card

Score by category

Extra perks 4 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Awesome company and great service they provide us with.

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

offer wonderful rewards and points

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

It will be worth it cause it has been useful

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

have no extra benefits with the just better than carrying cash

Score by category

Online portal or mobile app 5 / 5

Customer service 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Yes I would because its offers great rewards

Score by category

Extra perks 3 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Because I've never had a problem with Capital One they've handled all my business and family needs for my bank accounts the credit card and the personal account checking account I mean.

Score by category

Extra perks 5 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Capital One Venture X miles to book a last-minute business class flight to Europe for an industry conference, enhancing her travel experience and saving on expenses.

Score by category

Extra perks 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

The quality of the service rendered

Score by category

Extra perks 5 / 5

Online portal or mobile app 3 / 5

Customer service 5 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

It's great for businesses has great interest rates and great to deal with.

Score by category

Extra perks 3 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I am satisfied, I have no complaints

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

I would recommend this to a friend because it's a great card overall with lots of perks

Score by category

Extra perks 4 / 5

Online portal or mobile app 5 / 5

Customer service 4 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I am able to use rewards for a variety of things

Score by category

Extra perks 5 / 5

Online portal or mobile app 5 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Because they have the best rewards

Score by category

Extra perks 5 / 5

Online portal or mobile app 4 / 5

Customer service 5 / 5

Privacy and security 5 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

I was able to travel to London

Score by category

Extra perks 3 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

Terrible customer service. They dont even hace live chat to solve issues!

Score by category

Extra perks 2 / 5

Online portal or mobile app 1 / 5

Customer service 3 / 5

Privacy and security 2 / 5

Anonymous Cardholder

May 31, 2024

Is this card a part of your everyday life, why or why not?

FOR THE MOST PART, ALTHOUGH I MAINTAIN MY BALANCE EVERY MONTH SO IN TURN I ONLY TRY TO USE IT FOR LARGER PURCHASES

Score by category

Extra perks 4 / 5

Online portal or mobile app 3 / 5

Customer service 4 / 5

Privacy and security 4 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

Good quality

Score by category

Extra perks 4 / 5

Online portal or mobile app 4 / 5

Customer service 4 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

What made you choose this card?

Good reviews

Score by category

Extra perks 3 / 5

Online portal or mobile app 2 / 5

Customer service 2 / 5

Privacy and security 3 / 5

Anonymous Cardholder

May 31, 2024

Why would you or would you not recommend this card to a friend?

It is a good card , the points don't add up correct.

Score by category

Extra perks 2 / 5

Online portal or mobile app 5 / 5

Customer service 1 / 5

Privacy and security 2 / 5

Anonymous Cardholder

May 31, 2024

Tell us about an experience you had because of the benefits earned from the card

fees are high

Score by category

Extra perks 1 / 5

Online portal or mobile app 1 / 5

Customer service 1 / 5

Privacy and security 1 / 5

Compare the best business credit cards

Written by

Garrett Yarbrough

Writer, Credit cards

Read more from Garrett

Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.

Edited by Senior Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.