Streamlined wage access
The Spentra Payroll Card functions like a debit card, only better. Wages are loaded onto the card each payday, ready for immediate use. It reduces overhead, eliminates paper checks, and offers a secure payment method to your employees.

Money Earned®
Enhancing financial flexibility
The Money Earned® feature lets employees access up to 50% of their earned net wages at any time. With just a few taps on our app, they can get the financial flexibility they need, exactly when they need it.

Instapay
Streamlined Final Pay Disbursement
Streamline employee exits with InstaPay, ensuring final pay is processed swiftly, administrative efforts are minimized, and compliance is effortlessly maintained.

We put you at the heart of everything we do
Get the Spentra app
Boost your financial independence round the clock with the Spentra App, offering 24/7 access to manage your earnings and finances anytime, anywhere.