Sara Coleman

6 Alternative Ways to Pay Off Credit Card Debt

If you’re an adult in the U.S., you may carry some credit card debt. 95% of adults have an open credit card account, and the average balance of those with debt is now $5,221, according to Experian. The average balance has been trending down over the…

What Is a Loyalty Program and Why is it a Must-Have for Travelers?

You would be hard-pressed to find anyone who doesn’t enjoy getting something for free, especially regarding travel's fun perks and benefits. Fortunately, this is a possibility for anyone when they’re a loyalty or rewards program member, especially…

Wells Fargo Reflect vs. Wells Fargo Active Cash

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . The content on this page is accurate as of the posting date;…

Best Auto Repair Loans – 7 Lending Options When Your Car Breaks Down

For anyone who owns a vehicle, you’ve likely learned it’s not a matter of if you’ll have a car repair bill but when you’ll have to deal with one. While having our own transportation can be a major gift, it does come with more responsibilities.…

Best cheap homeowners insurance in Brooklyn

Brooklyn is one of several New York boroughs where home values have skyrocketed, with the current median sales price being $888,000. Home insurance rates in Brooklyn average $1,656 per year for $250,000 in dwelling coverage, which is well above the…

Best cheap homeowners insurance in Fort Lauderdale

Homeowners insurance in Fort Lauderdale averages $2,476 per year for $250,000 in dwelling coverage. To put this in perspective, this is over $1,000 higher than the current national average. There are a number of reasons for higher insurance rates in…

Signs You Have Too Much Debt and How to Stop Drowning in It

Whether you’re saddled with credit card debt, student loans, auto loans, or a combination of these or more, debt takes a toll on our personal finances and stress levels. While some thoughts of good debt versus bad debt and how much is okay to have,…

Capital One Platinum Secured vs. Discover it Secured

If your goal is to establish or rebuild your credit, a comparison of the Discover it® Secured Credit Card and the Capital One Platinum Secured Credit Card is worth your time. Both cards offer noteworthy benefits for being secured credit cards, plus a…

Best cheap car insurance in Brooklyn for 2022

Drivers in Brooklyn pay some of the highest premiums in the country and well-above the national average. The average price of car insurance in Brooklyn for full coverage is $5,171 per year, or $431 monthly, while minimum coverage averages $2,332 per…

SR-22 in Ohio

There are drivers in Ohio who may be required to obtain an SR-22 form from a licensed auto insurance company. An SR-22 form is not an insurance policy, but rather a certificate showing proof you have purchased the minimum amount of auto insurance…

How to Open a Bank Account with Bad Credit – Yes, it’s Possible!

The average FICO score in the U.S. is 714, according to the latest data from Experian. But many people have a score that falls far below this number. Experian defines the credit scores from 300 - 579 as “Poor” and 580-669 as “Fair.” If your score…

Cushion App Review – Recover Your Own Money

If you own a bank account or a credit card, then chances are you’ve overpaid in fees at some point. This is exactly why Cushion was invented, and the app is on a mission to help you recover these unnecessary fees. Given how It’s estimated Americans…

Best homeowners insurance in Washington for 2022

For homeowners in Washington state, the average cost of homeowners insurance is $899 a year for $250,000 in dwelling coverage. Even though this is lower than the national average for premiums, finding the right insurance company that fits your policy…

Atom Finance Review – Making Investment Tools Accessible

If you’re a seasoned investor, Atom Finance is one of those tools that makes you wonder where it’s been all of your investing life. While you can’t actually perform trades through Atom Finance, it’s designed to give you almost any piece of…

Income Tax by State for 2022

Joy Wallet is advertiser-supported: we may earn compensation from the products and offers mentioned in this article. However, any expressed opinions are our own and aren't influenced by compensation. To read our full disclosure, click here. Federal…

Guide to Income-Generating Assets – Make Your Money Work for You

We’ve all read stories about people making thousands of dollars each month thanks to real estate investing or multiple income streams. It’s even more unbelievable when you read how much of this money is considered a passive income stream — meaning…

Same day car insurance

There are a number of situations where a driver may need to purchase same-day car insurance — which is simply car insurance coverage that goes into effect the moment you purchase a policy. Car insurance coverage not only makes good financial sense so…

Best renters insurance in New York

Whether you rent in the bustling city of New York or the quiet countryside of the Empire State, renters insurance is a way to add financial protection for your belongings and a little extra peace of mind. Renting continues to be a popular housing…

TikTok made me buy it: Car insurance edition

Social media has impacted most lives in some form or fashion over the last several years. Whether it is simply admiring stunning vacation photographs on Instagram or looking for recipe inspiration on Pinterest, almost everyone in the U.S. comes in…

Best cheap car insurance in Omaha

Feifei Cui-Paoluzzo/Getty Images The average cost of full coverage insurance in Omaha is $1,598 per year, or $133 monthly, while minimum coverage rates average around $449. These rates are below the national average, but drivers in Omaha may still be…